{"id":1824,"date":"2024-04-11T09:49:08","date_gmt":"2024-04-11T12:49:08","guid":{"rendered":"https:\/\/www.emersonbrito.com.br\/blog\/?p=1824"},"modified":"2024-04-11T09:49:10","modified_gmt":"2024-04-11T12:49:10","slug":"nubank-lanca-conta-em-dolar-e-euro-com-esim-gratis-para-usar-no-exterior","status":"publish","type":"post","link":"https:\/\/www.emersonbrito.com.br\/blog\/nubank-lanca-conta-em-dolar-e-euro-com-esim-gratis-para-usar-no-exterior\/","title":{"rendered":"Nubank lan\u00e7a conta em d\u00f3lar e euro com eSIM gr\u00e1tis para usar no exterior"},"content":{"rendered":"\n<p>Servi\u00e7o foi lan\u00e7ado em parceria com Wise e estar\u00e1 dispon\u00edvel inicialmente para clientes Ultravioleta; Nubank passa a concorrer com Nomad, Revolut e outros<\/p>\n\n\n\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/reel\/C5mDNApsbsD\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);\"><div style=\"padding:16px;\"> <a href=\"https:\/\/www.instagram.com\/reel\/C5mDNApsbsD\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;\" target=\"_blank\" rel=\"noopener\"> <div style=\" display: flex; flex-direction: row; align-items: center;\"> <div style=\"background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;\"><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;\"><\/div><\/div><\/div><div style=\"padding: 19% 0;\"><\/div> <div style=\"display:block; height:50px; margin:0 auto 12px; width:50px;\"><svg width=\"50px\" height=\"50px\" viewBox=\"0 0 60 60\" version=\"1.1\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"https:\/\/www.w3.org\/1999\/xlink\"><g stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><g transform=\"translate(-511.000000, -20.000000)\" fill=\"#000000\"><g><path d=\"M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631\"><\/path><\/g><\/g><\/g><\/svg><\/div><div style=\"padding-top: 8px;\"> <div style=\" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">Ver essa foto no Instagram<\/div><\/div><div style=\"padding: 12.5% 0;\"><\/div> <div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\"><div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div> <div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div><\/div><div style=\"margin-left: 8px;\"> <div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div> <div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div><\/div><div style=\"margin-left: auto;\"> <div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div> <div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div> <div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div><\/div><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div><\/div><\/a><p style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/reel\/C5mDNApsbsD\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">Uma publica\u00e7\u00e3o compartilhada por Emerson Brito (@eb.emersonbrito)<\/a><\/p><\/div><\/blockquote> <script async src=\"\/\/www.instagram.com\/embed.js\"><\/script>\n\n\n\n<p>O Nubank anunciou sua conta global, uma boa novidade para quem costuma fazer viagens internacionais. Esse tipo de servi\u00e7o ajuda a economizar no c\u00e2mbio e IOF, e conta com cart\u00e3o de d\u00e9bito para saques e compras. Como benef\u00edcio, os clientes ter\u00e3o eSIM gr\u00e1tis para usar internet m\u00f3vel no exterior sem depender de tarifas de roaming.<\/p>\n\n\n\n<p>A conta internacional do Nubank estar\u00e1 dispon\u00edvel inicialmente para clientes com o\u00a0cart\u00e3o de cr\u00e9dito Ultravioleta. Os usu\u00e1rios poder\u00e3o garantir acesso antecipado dentro do aplicativo, na \u00e1rea exclusiva para os clientes de alta renda.<\/p>\n\n\n\n<p>Na conta global do Nubank ser\u00e1 poss\u00edvel ter saldo em d\u00f3lar ou euro, embora o cart\u00e3o de d\u00e9bito permita saques e compras em mais de 200 pa\u00edses. O servi\u00e7o foi lan\u00e7ado em parceria com a Wise, que possui conta global pr\u00f3pria.<\/p>\n\n\n\n<p>De acordo com a institui\u00e7\u00e3o financeira, a conta global ter\u00e1 taxa de c\u00e2mbio de 0,9%. Al\u00e9m disso, o cliente dever\u00e1 pagar pelo IOF de c\u00e2mbio com al\u00edquota de 1,1%. Isso pode trazer uma boa economia ao comparar com o spread e impostos de cart\u00e3o de cr\u00e9dito \u2014 o Nubank afirma que a diferen\u00e7a pode chegar a at\u00e9 9%.<\/p>\n\n\n\n<p>Um dos benef\u00edcios interessantes da conta global do Nubank \u00e9 o\u00a0eSIM\u00a0para uso em viagens internacionais. Ser\u00e1 poss\u00edvel emitir o chip virtual uma vez por ano, com direito a 10 GB de internet v\u00e1lidos durante 30 dias com cobertura em \u201cmais de 40 pa\u00edses\u201d.<\/p>\n\n\n\n<p>Ao menos para clientes Ultravioleta, o Nubank n\u00e3o cobrar\u00e1 taxa de manuten\u00e7\u00e3o, abertura ou emiss\u00e3o do cart\u00e3o de cr\u00e9dito. A fintech n\u00e3o informou planos e tarifas para clientes que n\u00e3o est\u00e3o na segmenta\u00e7\u00e3o. Para ser cliente Ultravioleta \u00e9 necess\u00e1rio pagar uma mensalidade de R$ 49; \u00e9 poss\u00edvel zerar a taxa ao atingir R$ 5 mil por m\u00eas na fatura do cart\u00e3o de cr\u00e9dito ou manter pelo menos R$ 50 mil investidos na NuInvest.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-mercado-de-contas-internacionais-possui-ampla-concorrencia\">Mercado de contas internacionais possui ampla concorr\u00eancia<\/h2>\n\n\n\n<p>Ainda que seja uma boa novidade, a conta global do Nubank n\u00e3o \u00e9 exatamente inovadora, uma vez que servi\u00e7os similares s\u00e3o oferecidos por outras fintechs e at\u00e9 mesmo bancos tradicionais.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/files.tecnoblog.net\/wp-content\/uploads\/2024\/04\/cartoes-contas-internacionais-globais-1060x596.jpg\" alt=\"Cart\u00f5es f\u00edsicos das contas internacionais Wise, Banco Inter Global, Avenue e BS2 Go\" class=\"wp-image-758304\"\/><figcaption class=\"wp-element-caption\">Mercado de contas globais possui ampla concorr\u00eancia (Imagem: Lucas Braga\/Tecnoblog)<\/figcaption><\/figure>\n\n\n\n<p>Uma das contas mais populares \u00e9 o Wise, que \u00e9 a parceira do Nubank para o novo produto. O servi\u00e7o \u00e9 gratuito, mas exige um dep\u00f3sito de R$ 100 para ter o cart\u00e3o f\u00edsico. \u00c9 poss\u00edvel ter saldo em mais de 40 moedas diferentes, incluindo d\u00f3lar e euro.<\/p>\n\n\n\n<p>A Nomad tamb\u00e9m \u00e9 uma refer\u00eancia quando se trata de contas internacionais, e n\u00e3o cobra taxas de abertura ou manuten\u00e7\u00e3o. Com saldo apenas em d\u00f3lar, a fintech inclui cart\u00e3o de d\u00e9bito para compras e saques em mais de 180 pa\u00edses, e tamb\u00e9m permite investir em renda fixa, a\u00e7\u00f5es e fundos do mercado americano.<\/p>\n\n\n\n<p>Os brasileiros tamb\u00e9m t\u00eam \u00e0 disposi\u00e7\u00e3o contas internacionais de outras institui\u00e7\u00f5es financeiras, como Avenue (parceira do Ita\u00fa), Banco Inter, BB Americas (Banco do Brasil), C6 Bank, Go Multi (antigo Banco BS2), My Account Bradesco, Santander Select Global e Revolut.<\/p>\n\n\n\n<p>Fonte: <strong><a href=\"https:\/\/tecnoblog.net\/noticias\/nubank-lanca-conta-em-dolar-e-euro-com-esim-gratis-para-usar-no-exterior\/\" target=\"_blank\" rel=\"noopener\">Tecnoblog<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Servi\u00e7o foi lan\u00e7ado em parceria com Wise e estar\u00e1 dispon\u00edvel inicialmente para clientes Ultravioleta; Nubank passa a concorrer com Nomad, Revolut e outros Ver essa foto no Instagram Uma publica\u00e7\u00e3o compartilhada por Emerson Brito (@eb.emersonbrito) O Nubank anunciou sua conta global, uma boa novidade para quem costuma fazer viagens internacionais. Esse tipo de servi\u00e7o ajuda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1825,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"amp_status":"","footnotes":""},"categories":[89,116],"tags":[127,136,137,47],"class_list":{"0":"post-1824","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tecnologia","8":"category-noticias","9":"tag-celular","10":"tag-chip","11":"tag-esim","12":"tag-internet"},"_links":{"self":[{"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/posts\/1824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/comments?post=1824"}],"version-history":[{"count":1,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/posts\/1824\/revisions"}],"predecessor-version":[{"id":1826,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/posts\/1824\/revisions\/1826"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/media\/1825"}],"wp:attachment":[{"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/media?parent=1824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/categories?post=1824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.emersonbrito.com.br\/blog\/wp-json\/wp\/v2\/tags?post=1824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}